HRM 599 Week 3 DQs

HRM 599 Week 3 DQs

Week 3 DQ 1

Many Americans benefit from the investments in healthcare; however, the recent cost growth, coupled with the economic downturn and rising national deficit, has placed a great strain on the financial systems used to finance healthcare, including private employer-sponsored health insurance coverage and public insurance programs, such as Medicare and Medicaid. What is the responsibility of individuals for the cost of their care? Are health savings accounts and high-deductible insurance policies an approach that should be expanded? What are the concerns for low-income individuals?

Week 3 DQ 2

Consumer driven healthcare has become popular over the past few years as employees seek tax advantages and cost savings on healthcare. What are some of the key features of a consumer driven healthcare plan? Does your company currently offer any of these plans? If so, are you taking advantage of them? Why or why not?